Financing

Purchasing a one or two year old fleet / lease car is one of the best values in the marketplace. The savings can be as much as 40% below the manufacturer's original price! However, the purchase still has to be paid for, and most of us don't keep that kind of money in our personal checking account.

Fortunately most banks and credit unions give these cars the same preferential financing treatment as new cars. Interest rates are typically the lowest they offer, with financing up to 60 months. Below are links to some of the banks and credit unions who have financed cars for our customers. You're also welcome to use any bank you already do business with. 

Importantly,  we will be also be happy to hold the car for you that you wish to purchase while you're waiting for the financing paperwork to get processed. Give us a ring to ask for details on this.

credit karma
Calculate your car payment HERE at credit karma. Don't know your credit score? Credit karma can help you with that also, and it's free.

Exchange National Bank
Exchange National Bank is the oldest bank in Kansas (dating to 1857) and regularly provides car loans for our customers throughout NE Kansas and Kansas City. CURRENT RATES as low as 3.25% for 48 months with approved credit​. Ask for Rick Schneider or Kaylene Rindom when you call 913-682-2265 or apply online here.

Exchange National Bank
630 Delaware | P.O. Box 109
Leavenworth, KS 66048-0109
Phone: (913) 682-2265
FAX: (913) 682-0833

Lobby Hours
Monday - Friday: 8:00 to 5:00

Commerce Bank
Commerce Bank is one of the few remaining locally owned and locally managed banks. Commerce has branches all over Missouri & Kansas. Their branch managers live locally in the community and often participate as leaders in local civic clubs and charities. Their staff stay at the same bank for many years, so its easy to get to know them personally. This is truly rare in banking!

Armed Forces Bank
Armed Forces Bank is a national bank with its headquarters right here in Leavenworth. One doesn't need to be a member of the military to do business with them, and they have some of the lowest loan rates nationwide. Because they're used to taking care of soldiers who are often far from home, they are particularly skilled at doing business long distance by phone or via the internet.

Frontier Community Credit Union
Have you ever been a member of a locally owned credit union? If not, you've missed one of life's great blessings! Frontier is Leavenworth based, and is actually owned by those who have accounts with them. You can become a member by depositing $25 into a savings account with them. Credit decisions are made by local staff members who also live here in the Leavenworth area. Auto rates are typically among the lowest in the area. A locally owned credit union is a great place to go if you're just getting started on building your positive credit history.

Community America
Community America is a large regional credit union based in Kansas City area. They have 28 branches in the Kansas City area alone. Community America offers "pre-approval" of auto loans at low competitive interest rates, so this is a great place to stop in if you're not sure what you can afford.

PenFed.com
Auto loans at Pen Fed are currently 1.99% APR, subject to change. PenFed is short for Pentagon Federal Credit Union. No, you don't have to be a member of the military to join. PenFed is a national, internet based credit union that provides a full range of services, including auto loans, mortgages and credit cards. PenFed was recommended by Consumer Reports in a recent list of recommended credit card issuers. Typically their loan rates are among the lowest nationally. PenFed has stringent lending standards, so a high credit score is required.